*** SUNNY COAST LUDDITES ***
Fighting the Machine Since 1997! [*** THE DIGITAL CURRENCY PRISON PROPHECY ***] When Money Becomes Your Electronic Leash |
*** Navigate the Cashless Control Grid *** | ||||||||||||||||
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*** THE DIGITAL CURRENCY CONTROL MATRIX ***
Roly's 1997 Vision of Financial Slavery Through Cashless Society "Your money will become your monitor, your purchases will determine your permissions, and your wallet will be your warden" |
THE WELL-INTENTIONED GOVERNMENT TRAP: TODAY'S CONVENIENCE, TOMORROW'S CONTROL
THE MOST DANGEROUS LIE: "Don't worry, our current government would never abuse this power!" By 2025, cashless payment systems will create PERFECT INFRASTRUCTURE FOR TYRANNY that can be activated by any future administration, emergency declaration, or AI system malfunction. You're not building this system for today's politicians - you're building it for the WORST POSSIBLE LEADERS who might control it tomorrow! THE CASHLESS CONTROL STATISTICS THAT WILL HAUNT YOU: - 83% of transactions in Sweden are already cashless (government can monitor every purchase) - China's digital yuan used by 261 million people with full transaction surveillance - India's cash ban in 2016 eliminated 86% of physical currency overnight (test run for global implementation) - 73% of central banks are developing Central Bank Digital Currencies (CBDCs) with programmable money features - Digital payment systems can be shut down instantly, leaving entire populations without access to their own money - Average person makes 47 trackable digital transactions per day (creating detailed behavioral profiles) - 94% of Americans use digital payments regularly, unknowingly building their own surveillance network THE "EMERGENCY POWERS" ACTIVATION SCENARIOS: Pandemic lockdowns, climate emergencies, social unrest, cyberattacks, economic crises, political protests, "misinformation" campaigns - ANY crisis becomes justification for activating financial control systems. The infrastructure exists BEFORE the excuse is needed! |
THE PROGRAMMABLE MONEY NIGHTMARE: WHEN CURRENCY COMES WITH CONDITIONS
DIGITAL CURRENCIES WON'T JUST TRACK YOUR SPENDING - THEY'LL CONTROL IT! Central Bank Digital Currencies (CBDCs) are being designed with "smart contracts" that dictate HOW, WHERE, WHEN, and ON WHAT you can spend YOUR OWN MONEY: PROGRAMMABLE MONEY CONTROL FEATURES BEING DEVELOPED RIGHT NOW: - Expiration dates on money (use it or lose it within 30 days) - Geographic spending restrictions (money only works in approved locations) - Product category limitations (can't buy alcohol, tobacco, firearms, or "unapproved" books) - Carbon footprint tracking with automatic spending limits once you exceed your "carbon budget" - Social credit integration - spending power reduced for "bad" behavior - Dynamic pricing based on your digital identity (pay more if you're flagged as "problematic") - Automatic tax deduction at point of sale (government takes its cut before you even see the money) - Charitable giving requirements (mandatory donations to approved causes) - Savings account maximums (prevent wealth accumulation beyond approved limits) REAL EXAMPLES ALREADY DEPLOYED: - China's digital yuan prevents purchases of certain books, travel tickets, and luxury items based on social credit scores - UK's "Eat Out to Help Out" program only worked at approved restaurants during specific times - COVID stimulus payments came with restrictions on international transfers - Iran's digital rial automatically deducts religious taxes - Nigeria's eNaira allows government to monitor every transaction and block suspicious activities |
THE TRANSACTION SURVEILLANCE PANOPTICON: YOUR SPENDING HISTORY IS YOUR DOSSIER
EVERY DIGITAL TRANSACTION CREATES A PERMANENT RECORD that builds the most intimate profile of your life ever assembled. By 2025, your spending data will reveal more about you than your browser history, phone records, and medical files combined: WHAT YOUR TRANSACTION DATA REVEALS: - Health conditions (pharmacy purchases, medical device payments, supplement buying patterns) - Political affiliations (donations, book purchases, event tickets, subscription services) - Religious beliefs (church donations, dietary purchases, religious book buying) - Sexual orientation (dating app subscriptions, bar locations, health purchases) - Mental health status (therapy payments, medication patterns, alcohol/drug purchases) - Relationship status (joint purchases, gift buying patterns, shared subscriptions) - Employment status (work lunch locations, commuting patterns, professional subscription renewals) - Financial stress levels (payday loan usage, bill payment timing, luxury vs. necessity spending ratios) - Social networks (shared meals, group event payments, gift exchanges) - Daily routines (morning coffee locations, grocery shopping times, entertainment habits) WHO HAS ACCESS TO YOUR FINANCIAL LIFE: Payment processors, banks, credit agencies, government tax authorities, law enforcement, intelligence agencies, insurance companies, employers (through corporate cards), divorce lawyers, private investigators, data brokers, advertisers, foreign governments (through hacking), and any future authoritarian regime that gains power. DATA RETENTION REALITY: Financial transaction records are kept for 5-7 years minimum by law, but digital records last forever. Your 2025 spending habits will still be available to whoever controls the system in 2055. |
THE BANKING CARTEL'S ULTIMATE CONTROL SYSTEM
CASHLESS SOCIETY ISN'T ABOUT CONVENIENCE - IT'S ABOUT EXTRACTING FEES FROM EVERY HUMAN TRANSACTION while creating perfect surveillance. The banking cartel has convinced governments to ELIMINATE their competition (cash) under the guise of fighting crime and improving efficiency: THE TRANSACTION FEE EXTRACTION SYSTEM: - Credit card processing fees: 2-4% of every transaction (merchants pass costs to consumers) - Digital wallet fees: Monthly subscriptions plus transaction percentages - Currency conversion fees: 3-5% penalty for international transactions - ATM fees: $3-7 per cash withdrawal (encouraging digital-only behavior) - Account maintenance fees: Monthly charges for "free" checking accounts - Overdraft fees: $35 average penalty for spending your own money - Payment processing fees: Additional costs for businesses using digital systems - Cross-border transfer fees: 5-15% charges for sending money internationally THE REAL NUMBERS: Americans paid $34 BILLION in overdraft fees in 2022. Credit card companies collected $176 BILLION in fees and interest. Payment processors like Visa and Mastercard extract $240 BILLION annually from the global economy. Eliminating cash forces ALL transactions through fee-extracting corporate middlemen. THE COMPETITIVE ELIMINATION STRATEGY: Banks lobby governments to eliminate cash while funding "studies" showing cash is used for crime. Retailers are incentivized to go cashless through lower insurance rates. ATMs are removed from low-income neighborhoods first. Cash-using businesses are audited more frequently. The goal: make cash so inconvenient that people surrender voluntarily. |
THE SOCIAL CREDIT FINANCIAL FUSION: WHEN YOUR MONEY REFLECTS YOUR OBEDIENCE
By 2025, digital payment systems will integrate with social credit scoring to create FINANCIAL REWARDS AND PUNISHMENTS based on your behavior, associations, and political opinions: SOCIAL CREDIT FINANCIAL INTEGRATION EXAMPLES: - Lower credit card interest rates for "socially responsible" purchases - Higher insurance rates for people who shop at "problematic" businesses - Automatic loan denials for people with "unacceptable" social media activity - Credit score reductions for associating with flagged individuals - Premium discounts for purchasing approved products (electric cars, organic food, etc.) - Financial penalties for carbon footprint violations - Reduced spending limits during "social distancing" violations - Account freezing for attending unapproved gatherings - Investment account restrictions based on political donation patterns REAL IMPLEMENTATIONS HAPPENING NOW: - Canada froze bank accounts of Freedom Convoy protesters and their supporters in 2022 - China's social credit system already prevents 17.5 million people from purchasing flight tickets - PayPal's "misinformation" policy allowed seizure of funds from accounts spreading "harmful" content - GoFundMe regularly freezes fundraising campaigns for "policy violations" - Credit card companies refuse processing for certain legal businesses (gun stores, adult content, political organizations) THE ESCALATION TRAJECTORY: 2025: Voluntary rewards for "good" behavior 2027: Penalties for "antisocial" behavior 2030: Automatic behavior modification through spending restrictions 2035: Complete financial exclusion for non-compliance 2040: Survival itself dependent on social credit scores |
THE INFRASTRUCTURE VULNERABILITY NIGHTMARE: WHEN THE SYSTEM FAILS, YOU STARVE
CASHLESS SOCIETY CREATES SINGLE POINTS OF FAILURE that can disable entire populations' access to their own money. Unlike cash (which works during power outages, internet failures, and system crashes), digital payments require CONTINUOUS TECHNOLOGICAL INFRASTRUCTURE: SYSTEM FAILURE SCENARIOS THAT WILL TERRIFY YOU: - Internet outages lasting more than 4 hours leave millions unable to buy food, gas, or medicine - Power grid failures disable all payment terminals and ATMs - Cyberattacks on payment processors freeze entire regional economies - Solar flares or electromagnetic pulses could disable payment systems for months - Banking system updates regularly crash payment processing for hours or days - Server failures at payment processors affect millions of transactions simultaneously - Network congestion during emergencies prevents payment processing when you need it most REAL FAILURE EXAMPLES: - Facebook/Meta outage in 2021 disabled WhatsApp payments across India and Brazil - Visa payment system failure in 2018 affected 5.2 million transactions across Europe - Rogers network outage in Canada (2022) disabled payment systems nationwide for 19 hours - Hurricane Maria left Puerto Rico without functional payment systems for months - Texas winter storm (2021) disabled payment infrastructure across the state for 5 days - Lebanon's banking collapse (2019-2022) left citizens unable to access their deposits THE DEPENDENCY TRAP: When cash disappears, populations become COMPLETELY DEPENDENT on corporate payment systems and government-controlled financial infrastructure. Technical problems, political decisions, or malicious attacks can instantly impoverish entire regions. |
THE CRYPTOCURRENCY DECEPTION: DIGITAL SLAVERY DISGUISED AS FREEDOM
CRYPTOCURRENCY was sold as liberation from central banking, but by 2025 it becomes the PERFECT SURVEILLANCE AND CONTROL MECHANISM. Every transaction permanently recorded on public blockchains, every wallet tied to digital identities, every trade monitored by artificial intelligence: THE CRYPTO SURVEILLANCE REALITY: - Bitcoin blockchain contains PERMANENT RECORD of every transaction ever made - Wallet addresses increasingly linked to real identities through KYC (Know Your Customer) requirements - Cryptocurrency exchanges report all transactions over $600 to tax authorities - Blockchain analysis companies (Chainalysis, Elliptic) track crypto movements for governments - Smart contracts can include automatic compliance and taxation features - 89% of cryptocurrency now flows through regulated exchanges requiring identity verification - Criminal investigations use blockchain analysis to track transactions from years ago CENTRAL BANK DIGITAL CURRENCIES (CBDCs): THE ULTIMATE TRAP: Governments are creating "digital cash" that combines the worst aspects of cryptocurrency (permanent surveillance) with central banking (total government control). Unlike decentralized crypto, CBDCs give governments DIRECT CONTROL over every citizen's money: - Instant transaction monitoring and approval/denial - Programmable expiration dates and spending restrictions - Automatic taxation and fee deduction - Geographic spending limitations - Social credit integration - Emergency freezing capabilities - Forced savings and investment requirements THE BAIT AND SWITCH: Cryptocurrency promised freedom but delivered the infrastructure for perfect financial control. CBDCs represent the final step - government-controlled digital money with no escape route. |
THE ELDERLY AND POOR ELIMINATION STRATEGY
CASHLESS SOCIETY SYSTEMATICALLY EXCLUDES the most vulnerable populations, creating a two-tiered system where digital compliance determines access to the economy: DIGITAL EXCLUSION STATISTICS: - 28% of adults over 65 don't use digital payments regularly - 22% of low-income households lack smartphones capable of mobile payments - 8.4% of U.S. households are "unbanked" (no access to traditional banking services) - 18.7% are "underbanked" (rely on alternative financial services) - Rural areas have 34% less reliable internet access required for digital payments - 15% of adults have never used online banking or mobile payment apps THE SYSTEMIC DISCRIMINATION: Cashless systems create barriers based on: - Age (elderly struggle with digital interfaces) - Income (smartphones and data plans cost money) - Education (digital literacy requirements) - Immigration status (bank account requirements) - Disability (vision, motor, cognitive impairments) - Geography (rural internet access) - Privacy preferences (people who choose to avoid surveillance) THE SOCIAL ENGINEERING OBJECTIVE: Force vulnerable populations into the digital surveillance system or exclude them from the economy entirely. Create artificial scarcity for cash to pressure holdouts into compliance. Use business licensing and tax policy to eliminate cash-accepting merchants. |
THE RESISTANCE ECONOMY: BUILDING PARALLEL FINANCIAL SYSTEMS
IMMEDIATE COUNTERMEASURES: - HOARD PHYSICAL CASH: Keep significant cash reserves outside the banking system - USE CASH WHENEVER POSSIBLE: Support businesses that accept cash, pay cash premiums if necessary - LEARN BARTER SYSTEMS: Develop skills and goods for non-monetary exchange - BUILD LOCAL NETWORKS: Create community-based mutual aid and exchange systems - SUPPORT CASH-ACCEPTING BUSINESSES: Patronize merchants who resist cashless pressure - DOCUMENT THE TRANSITION: Track businesses going cashless and the impacts on community - TEACH FINANCIAL PRIVACY: Help others understand the surveillance implications of digital payments - CREATE CASH-ONLY EVENTS: Organize markets, sales, and services using only physical currency LONG-TERM RESISTANCE STRATEGY: - ESTABLISH ALTERNATIVE CURRENCIES: Local currencies, time banks, precious metals - BUILD PARALLEL ECONOMIES: Networks of businesses and individuals operating outside digital surveillance - SUPPORT REGULATORY RESISTANCE: Fight for laws protecting cash acceptance and financial privacy - CREATE FINANCIAL MUTUAL AID: Community emergency funds and loan systems - DEVELOP ANALOG SKILLS: Learn trades and crafts that enable non-monetary value creation - PRESERVE CASH CULTURE: Teach children the importance of financial privacy and independence - BUILD RESILIENT COMMUNITIES: Local food systems, energy production, and essential services - DOCUMENT THE CONTROL SYSTEM: Archive evidence of financial surveillance and control for future resistance movements THE PHILOSOPHICAL FOUNDATION: Money should be a tool for human flourishing, not a mechanism for surveillance and control. Financial privacy is essential for human dignity, political freedom, and economic justice. The right to transact privately is fundamental to a free society. |
THE DIGITAL MONEY TRAP
From our 1997 perspective, we witness the transformation of money from anonymous medium of exchange to comprehensive surveillance and control system. Currency evolves from economic tool to behavioral modification mechanism. Payment systems shift from serving commerce to serving power. Your money will become your monitor. Your purchases will determine your permissions. Your wallet will be your warden. The choice remains yours: Preserve financial freedom, or surrender to digital serfdom. "A society where every transaction is monitored is a society where every citizen is a suspect." EVERY CASH TRANSACTION IS A VOTE FOR FREEDOM |
*** This page best viewed while counting your emergency cash reserves *** *** Before money became surveillance *** Last updated: Saturday, 23 August 2025 Webmaster: sunnycoast@luddites.org Cash Defender: roly@freeshell.org --- THIS SITE ACCEPTS CASH DONATIONS --- Unlike 83% of businesses by 2025! © 1997-2025 Sunny Coast Luddites "Still using cash in a digital surveillance world" No Tracking • No Fees • No Problem |